Introduction to APG Federal Credit Union
APG Federal Credit Union is a not-for-profit financial cooperative that provides a wide range of financial services to its members. Established in 1958, the credit union has been serving the financial needs of its members for over six decades. With its headquarters in Edgewood, Maryland, APG Federal Credit Union has grown to become one of the largest credit unions in the state, with over 100,000 members and assets exceeding $1.4 billion.
Membership Eligibility
To become a member of APG Federal Credit Union, individuals must meet certain eligibility criteria. Membership is open to anyone who lives, works, worships, or attends school in Harford or Cecil County, Maryland. Additionally, members of the military, federal employees, and employees of select businesses and organizations are also eligible for membership. Once you become a member, you can take advantage of the credit union’s wide range of financial services and benefits.
Financial Services
APG Federal Credit Union offers a comprehensive range of financial services, including:
- Checking and Savings Accounts: The credit union offers various types of checking and savings accounts, including youth accounts, money market accounts, and certificates of deposit.
- Loans: Members can apply for personal loans, auto loans, mortgages, and home equity loans, all with competitive interest rates and flexible repayment terms.
- Credit Cards: APG Federal Credit Union offers a range of credit cards, including cashback rewards cards, low-interest cards, and secured cards.
- Investment Services: Members can take advantage of investment services, including retirement accounts, annuities, and mutual funds.
- Insurance Services: The credit union offers a range of insurance products, including life insurance, disability insurance, and long-term care insurance.
Digital Banking Services
APG Federal Credit Union provides its members with a range of digital banking services, including:
- Online Banking: Members can access their accounts, pay bills, and transfer funds online, 24⁄7.
- Mobile Banking: The credit union’s mobile banking app allows members to bank on the go, using their smartphone or tablet.
- Bill Pay: Members can pay bills online or through the mobile banking app, with the option to set up recurring payments.
- Mobile Deposit: Members can deposit checks remotely using their smartphone or tablet.
Community Involvement
APG Federal Credit Union is committed to giving back to the community. The credit union supports local charities, sponsors community events, and provides financial education to its members. The credit union’s community involvement is an essential part of its mission to improve the financial well-being of its members and the community as a whole.
📝 Note: APG Federal Credit Union is a not-for-profit financial cooperative, which means that any profits are reinvested in the credit union to benefit its members.
Table of Services
| Service | Description |
|---|---|
| Checking Accounts | Various types of checking accounts, including youth accounts and business accounts |
| Savings Accounts | High-yield savings accounts, money market accounts, and certificates of deposit |
| Loans | Personal loans, auto loans, mortgages, and home equity loans |
| Credit Cards | Cashback rewards cards, low-interest cards, and secured cards |
| Investment Services | Retirement accounts, annuities, and mutual funds |
| Insurance Services | Life insurance, disability insurance, and long-term care insurance |
In summary, APG Federal Credit Union provides its members with a wide range of financial services, including checking and savings accounts, loans, credit cards, investment services, and insurance services. The credit union’s digital banking services, community involvement, and commitment to giving back to the community make it an attractive option for those looking for a not-for-profit financial cooperative.
What are the benefits of joining APG Federal Credit Union?
+
The benefits of joining APG Federal Credit Union include competitive interest rates, low fees, and a wide range of financial services. Additionally, members can take advantage of the credit union’s community involvement and commitment to giving back to the community.
How do I become a member of APG Federal Credit Union?
+
To become a member of APG Federal Credit Union, you must meet the eligibility criteria, which includes living, working, worshiping, or attending school in Harford or Cecil County, Maryland. You can apply for membership online or in person at one of the credit union’s branches.
What types of loans does APG Federal Credit Union offer?
+
APG Federal Credit Union offers a range of loans, including personal loans, auto loans, mortgages, and home equity loans. The credit union’s loan rates are competitive, and the repayment terms are flexible.
